“We have been using Ocean as our core underwriting manual for a number of years.  Through its flexible and user-friendly search function, Ocean allows our underwriters to quickly locate appropriate and in-depth guidance across a wide range of risk factors.  Stability, performance and up-to-date content are essential requirements for an underwriting manual and Ocean definitely ticks all of these boxes."

Anna Rogers
Head of Underwriting & Claims | LV=


Ocean is our online underwriting manual, which provides underwriters with straightforward and credible ratings guidance to enable them to assess risks.  Ocean covers a comprehensive range of products, including: life, critical illness, total and permanent disability, income protection and hospital expenses.  The medical guide alone contains over 400 impairments. 

If you would like further information or a demonstration of Ocean, please contact us at ocean@pacificlifere.com.


"We are working on an exciting project to re-platform Ocean.  The system will be built on the very latest technology, enabling optimum user experience, which will complement the UnderwriteMe suite of software."

Warren Copp 
Chief Underwriter | Division

The Ultimate Underwriting Tool 

We understand the importance to underwriters of having credible ratings guidance, which is why we regularly review and update Ocean content.  We always respond to the changing needs of underwriters, utilising our own research and development capability, and reflecting product developments, market forces or regulatory changes.  

Ocean harnesses the experience of local teams on the ground in each market coupled with extensive research to keep our clients ahead in a very competitive industry.  Ocean is rated within the top 3 underwriting manuals for the last 5 years*.  With its flexible search facility, it provides a swift, simple navigation, enabling users to reach the relevant ratings as quickly as possible.

*UK and Ireland Life and Health Reinsurance Programme conducted by NMG Consulting, 2016