“We are a leading protection reinsurer with a growing team of experts across the globe who are on-hand to provide our clients with a best-in-class service and support.”

Andrew Gill

EVP | Protection

Protection 

We are global experts in managing and evaluating mortality, critical illness, disability, medical and associated risks. By leveraging this expertise, we generate a comparative advantage for our insurance partners by providing them tailored reinsurance solutions.

Being technical is part of our DNA – it is what differentiates us from others. We hire the top technical talent and employ varied datasets to understand the underlying risks better than others. By leveraging in this understanding, our client-facing teams develop solutions that generate additional value for our insurance partners.

We don’t aim to be the biggest, but we always to aim to be seen as the best in the eyes of our insurance partners. We consciously focus on enabling our insurance partners to differentiate themselves by offering tailored service and solutions that provide them with a comparative advantage. Our vast experience and track record across distribution channels, sales methods and customer journeys allows us to tailor propositions specifically to the needs of the end customer. 

With business over a variety of markets in Asia, Europe, North America and Australia and the backing of a 150-year-old mutual parent, we have both the financial strength and global reach you would expect whilst also having the local expertise.

Services we provide include:

• Product development
• Model development / predicative underwriting
• Underwriting and claims training
• Robust and evidence based Underwriting Manual (Ocean)
• Data analytics and portfolio review

Our technology

A commitment to new technologies is one of our company’s most important strategies, and UnderwriteMe  bring our clients directly into the decision making processes, with all the relevant local data they need at their fingertips.  

Click here to get in touch.

Where we operate

EUROPE

We are an established leader in the protection market providing services for clients across the UK and Ireland.

Although we’re still quite a young reinsurer, which brings agility, flexibility and an innovative mindset, we have rich heritage of our 150-year-old parent company, Pacific Life. This means we have the financial backing of a particularly strong insurance group. And, because it is a mutual, we take a long-term perspective on our business and prioritise sustainable growth over short-term gains.

ASIA

We provide services to clients across Asia including in: Singapore, Malaysia, Thailand, Vietnam, Indonesia and more recently we’ve expanded into Korea, Japan and China.

The Asia insurance market is among the fastest growing in the world.  When we established operations in Asia, it was with the aim of dramatically making a difference, challenging the status quo and bringing a positive impact to the marketplace. We operate from our offices in Singapore, which serves as our regional hub, as well as from offices in Korea and Japan.

For further details about our Korea offering click here.

AUSTRALIA 

Since opening our Australian office in 2015 we have leveraged our global experience and an experienced team - collectively committed to excellence, innovation and superior service – to build a leadership position in the Australian market. 

Our business is built with a clear and informed focus on the future.  Utilising a strong foundation of knowledge and expertise, we take new risks as they arise and continue to be driven by a passion to support a sustainable long-term insurance market, building on the hard-fought gains of the industry in recent years. 

NORTH AMERICA – Retrocession business

In our offices in Toronto and Boston we operate as a life retrocessionaire to major reinsurance companies around the world. Our clients value the security, stability and peace of mind that comes from working with the longest established professional individual life retrocession business in the world.

We specialise in life risk management and offer one of the highest per-life retentions of any retrocessionaire. We are experts in data analysis across all aspects of mortality retrocession, whether excess of retention reinsurance, quota share arrangements, or inforce block transactions.

Click here to view the Q4 2023 RIBM Canada Branch LIMAT Disclosure.

Click here to view the Q1 2023 RIBM Canada Branch LIMAT Disclosure.