Ocean is, and always will be, a global underwriting manual written by underwriters, for underwriters. We understand the challenges and complexities in our ever-changing markets, where transparency, inclusivity and competitiveness are vital. Driven by the most credible medical and epidemiological studies, and supported by our global, expert panel of CMOs, actuaries and data scientists, Ocean gives users the tools to carry out accurate risk assessment.

Ocean is committed to empowering life and health insurers by providing easy-to-use, evidence-based underwriting philosophy to support accurate risk assessment.

To find out more click here

We’re delighted to share UnderwriteMe’s latest Protection Platform Pulse Report which offers a data-driven view of the life and protection insurance submission activity across 2024.

While created with advisers in mind, it also delivers valuable insights for insurers — revealing trends in the adviser journey, customer disclosures, and product uptake. These insights are based on real application data from the Protection Platform and offers insurers a unique lens to refine products, boost straight through processing rates, and align with evolving customer needs.

This latest report reveals:

🔎 Income Protection Cover submissions are up

🧠 Mental health disclosures are rising

📊 Age & gender gaps persist

To download the full report click here